LenderCap

Directory

Every verified lender

Direct lenders only — each one vetted, never aggregators or resold leads. Browse the book, then run a scenario to see who actually fits your deal.

20 lenders

ACApex Capital Partners
5.0(1)

Direct lender specializing in residential fix-and-flip, DSCR rental, and new construction loans nationwide.

residential
Loan range
$75k$10M
Coverage
Nationwide
HQ
Texas
Founded
2015
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BCBridge Capital Group
4.0(1)

Commercial bridge and construction lender focused on multifamily, office, and mixed-use properties.

commercial
Loan range
$1M$50M
Coverage
6 states
HQ
California
Founded
2010
View profile
RCRehab Capital FundingNo reviews yet

Fix-and-flip and rehab specialist. Up to 100% of rehab costs financed. No experience required for first deal.

residential
Loan range
$50k$1.5M
Coverage
8 states
HQ
Georgia
Founded
2020
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MVMidwest Value-Add CapitalNo reviews yet

Commercial value-add acquisitions in the Midwest. Office, retail, mixed-use, and small multifamily.

commercial
Loan range
$500k$10M
Coverage
8 states
HQ
Illinois
Founded
2014
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C&Caribbean & Sunstate LendingNo reviews yet

Florida and Caribbean investment property specialist. STR, Airbnb, vacation rental expert.

residential
Loan range
$100k$2M
Coverage
6 states
HQ
Florida
Founded
2018
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HBHeritage Bank Statement LendingNo reviews yet

Self-employed borrower specialist. 12 or 24-month bank statement programs. Business and personal accounts.

residentialcommercial
Loan range
$150k$5M
Coverage
10 states
HQ
Arizona
Founded
2014
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GCGlobal Capital MortgageNo reviews yet

Foreign national and ITIN borrower specialist. No US credit required. Wire-friendly closings.

residentialcommercial
Loan range
$200k$10M
Coverage
8 states
HQ
Florida
Founded
2016
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PCPacific Construction FinanceNo reviews yet

Ground-up and rehab construction lender. West Coast focus. Draw inspections in 48 hours.

residential
Loan range
$150k$8M
Coverage
6 states
HQ
California
Founded
2011
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HCHospitality Capital GroupNo reviews yet

Hotel and hospitality acquisition and refinance specialist. Franchise and boutique. SBA 504 overlay.

commercial
Loan range
$2M$30M
Coverage
8 states
HQ
Nevada
Founded
2009
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IAIndustrial Asset FinanceNo reviews yet

Industrial, warehouse, and flex space bridge and permanent financing. 24-hour credit decisions.

commercial
Loan range
$500k$20M
Coverage
9 states
HQ
Illinois
Founded
2013
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LSLone Star Portfolio LendingNo reviews yet

Texas-focused portfolio lender for DSCR, bank statement, and non-QM residential loans.

residential
Loan range
$75k$3M
Coverage
5 states
HQ
Texas
Founded
2015
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T&Trust & Estate MortgageNo reviews yet

Specialty lender for trust, estate, and corporation borrowers. Non-warrantable condos accepted.

residential
Loan range
$250k$5M
Coverage
8 states
HQ
California
Founded
2007
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GGGateway Ground-UpNo reviews yet

Residential and light commercial ground-up construction. Spec homes to 20-unit multifamily.

residential
Loan range
$200k$5M
Coverage
6 states
HQ
Arizona
Founded
2016
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Coastal Hard Money LendingNo reviews yet

Speed-focused hard money lender. 7-day closes, no FICO minimum, asset-based underwriting only.

commercialresidential
Loan range
$50k$5M
Coverage
5 states
HQ
California
Founded
2018
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NDNationwide DSCR FundingNo reviews yet

Pure DSCR and no-doc rental portfolio loans. LLC and trust friendly. STR and Airbnb accepted.

residential
Loan range
$75k$3M
Coverage
Nationwide
HQ
Florida
Founded
2019
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VCVelocity Commercial LendingNo reviews yet

Fast commercial bridge loans for value-add acquisitions. 5-day term sheets, 21-day closes.

commercial
Loan range
$2M$75M
Coverage
10 states
HQ
New York
Founded
2012
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SMSunbelt Multifamily CapitalNo reviews yet

Multifamily bridge and permanent loans across the Sun Belt. 5–500 units. Non-recourse available.

commercial
Loan range
$500k$30M
Coverage
9 states
HQ
Texas
Founded
2008
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NCNortheast Community LendersNo reviews yet

Community-focused lender for owner-occupied 1–4 family and small multifamily in the Northeast.

residential
Loan range
$100k$2.5M
Coverage
8 states
HQ
Massachusetts
Founded
2003
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IBInstitutional Bridge PartnersNo reviews yet

Institutional-grade commercial bridge lending. Large-balance gateway markets only. Non-recourse.

commercial
Loan range
$10M$200M
Coverage
9 states
HQ
New York
Founded
2005
View profile
SIStated Income SolutionsNo reviews yet

Stated income and no-doc residential programs. Investors and self-employed. No tax returns required.

residential
Loan range
$100k$2M
Coverage
5 states
HQ
Nevada
Founded
2017
View profile

A directory is not a match

Browsing tells you who exists. Running a scenario tells you who can actually close it — scored against every lender’s real guidelines, with the reasons why.